LoginLogic » Philosophy » eBusiness » eCommerce
eCommerce is the ability to capture credit information securely.
Credit-card processing utilises a [dedicated or shared] credit-card merchant account.

Methods :
1. Web site engine processes in realtime from a/c to a/c.
2. Web site engine sends to offline process via email.

An encrypted internet channel is a safe* medium for credit transfer. Credit card companies also protect the customer in the event of fraud.

Security fears still prevent some customers from using eCommerce. these fears are somewhat justified;

* If something can be encoded, it can be un-encoded.

Paranoia is everywhere, however reality asserts itself;
Consumer education is rapidly strengthening confidence.

http://PayPal.com is an example of a shared merchant account and is presently the most affordable way to accept credit cards.